Payday Super is changing everything about how you pay your employees' super. Are you ready?
From 1 July 2026, quarterly super payments end … forever. This course gives you the plain English picture of what’s changing, what it means for your cash flow, and exactly what to do before the deadline hits.
ACCESS THE COURSE FOR $67
(inc GST)
You’ve been paying super quarterly for years. Nothing has gone wrong. As far as you’re concerned, it’s handled.
Here’s the problem. From 1 July 2026, the entire framework changes.
Super is no longer a quarterly obligation. Every time you pay your employees, super goes out at the same time — and it has to reach their fund within 7 business days. Miss that window by even one day and a penalty is triggered automatically. Unlike the old system, the ATO can no longer waive it.
Most small business owners don’t know this yet. And the ones who find out in June won’t have time to prepare.
The numbers that matter under the new laws
$5.2 billion
in super goes unpaid in Australia every year. The new laws exist to fix that.
Up to 60%
administrative penalty uplift on top of any late payment of super.
7 business days
is your entire window to make super payments, every single payday.
1 July 2026
is the hard start date for the new laws. No phase-in, no exemptions.
30 June 2027
is when the ATO’s first-year grace period ends entirely.
What you'll walk away with ...
By the time you complete this course, you will:
- Understand exactly what Payday Super is and why it applies to your business, regardless of your size or industry.
- Know what's changing in your payroll, including the new qualifying earnings calculation and what to do about the clearing house that's closing on 1 July.
- Have a clear picture of what this change does to your cash flow — worked through with a real small business example that will make it feel personal.
- Understand what happens if a payment is late, including the real penalty calculations, and why the cost of getting it wrong just went up significantly.
- Walk away with a personalised readiness checklist, a personal action plan, and a prepared conversation starter to take directly to your accountant.
⏰ ACCESS THE COURSE FOR $67
(inc GST) ⏰
What's inside the course?
Module 1: The rules are changing, and you're affected
In Module 1 we cover what Payday Super actually is, when it starts, and why it applies to every Australian employer regardless of industry, size, or how you currently manage your payroll. If you’re not sure whether this affects you, this module will make it clear. It does.
Module 2: What's actually changing in your payroll?
Module 2 gets practical. We cover the new qualifying earnings calculation, what changes for businesses that pay commissions or manage salary sacrifice, why the ATO’s free Small Business Superannuation Clearing House is closing and what your options are, and how to handle contractors whose super status you’re not certain of.
Module 3: What this does to your cash flow
This is the module where it stops feeling abstract and starts feeling real. We work through a real small business example to show exactly what the shift from quarterly to per-pay-cycle super means in dollar terms, including the slow-paying client problem that catches many small businesses off guard.
Module 4: The cost of getting it wrong
Module 4 covers the new penalty regime in full. The Super Guarantee Charge components, the 60% administrative uplift, why the ATO can no longer waive penalties the way they could before, and the ATO’s first-year risk-based compliance approach. Real numbers, real calculations, and a clear picture of what you’re working to avoid.
Module 5: Your next steps and what to do before 1 July 2026
The payoff module. Module 5 brings everything together into a personalised readiness checklist, a timeline of actions between now and 1 July, and the accountant conversation starter you’ll take away from this course. You finish this module knowing exactly what to do next, and prepared to do it.
Everything included in your enrolment
📹 Five video modules Presenter-led videos with voiceover slides — approximately 60 minutes of content you can complete in one sitting or across a week. Instant access from the moment you enrol.
📄 The Payday Super Readiness Workbook A consolidated PDF workbook that builds your readiness snapshot, personal action list, and accountant conversation starter as you work through each module. Yours to keep and use beyond the course.
📋 The Accountant Conversation Starter A standalone one-page tool — built from your workbook answers — that you take directly to your next accountant meeting. Turns a general super conversation into a specific, focused, productive one.
🎯 Module Summary Cards Plain English key takeaways from each module, designed to be saved or printed. Everything you need to remember, without having to rewatch the videos.
⏰ ACCESS THE COURSE FOR $67
(inc GST) ⏰
Is ths course for you?
This course is for you if:
- You employ one or more people and pay their super.
- You manage your own payroll or rely on a bookkeeper or accountant you mainly hear from at tax time.
- You've heard of Payday Super but don't fully understand what it means for your specific business.
- You'd rather spend $47 now than risk an avoidable penalty later.
This course is not for you if:
- You have an in-house accountant or payroll team already across the Payday Super changes
- You don't employ anyone and have no super obligations
Your instructor: Erica Taylor CEO & Founder Legal Literacy Foundation
Erica is a former lawyer with over 14 years of practice experience and the founder of the Legal Literacy Foundation, an Australian legal education platform built specifically for small business owners.
The Legal Literacy Foundation exists because Erica kept seeing the same thing in her legal career: smart, capable, hardworking small business owners getting caught out. Not because they were careless, but because they didn’t have access to the right information at the right time.
Legal literacy is about empowering you with the knowledge you need to have informed conversations with your professional advisers.
⏰ ACCESS THE COURSE FOR $67
(inc GST) ⏰
Our guarantee ...
This course is built on publicly available legislative information, ATO guidance, and expert legal and accounting analysis. It has been designed specifically for Australian small business owners who need a clear, plain English picture of their Payday Super obligations.
If you complete the course and feel it hasn’t given you a meaningfully clearer understanding of what’s changing and what to do about it, contact us at hello@thellf.com.au and we’ll make it right.
FAQs
Is this legal advice?
No. This course is legal education. It is designed to build your awareness and prepare you for a productive conversation with your own professional advisors. It is not a substitute for legal or financial advice specific to your business situation. The Legal Literacy Foundation is an education platform, not a legal practice.
When do I get access?
The course launches on 10 May 2026. Early bird enrolments made before midnight 10 May will receive access from launch day and you’ll lock in the $47 (inc GST) price while you wait. If you enrol on or after 10 May, you’ll have access immediately upon payment at the full price of $67 (inc GST).
How long does the course take to complete?
Approximately 60 minutes of video content across five modules. Most people complete it in one sitting or spread across a few days. You set the pace.
Do I need any prior knowledge of super or payroll?
No. This course is designed for small business owners, not accountants or payroll professionals. Plain English throughout. No jargon, no assumed knowledge.
What if I have questions after completing the course?
The course is specifically designed to equip you with the right questions to take to your accountant. For legal or financial advice specific to your situation, we recommend speaking with a qualified professional.
When does the early bird price close?
The early bird price of $47 (inc GST) closes at midnight on Monday 14 April 2026. From Tuesday 15 April, the full price of $67 (inc GST) applies. There are no exceptions to this deadline.
Will the course be updated as new ATO guidance is released?
Yes. Enrolling gives you lifetime access, which includes any updates made to the course content as the ATO releases further guidance ahead of and after the 1 July 2026 start date.
Can I share this course with my business partner or staff?
This is a single-user licence. For multi-user or team access, please contact us at hello@thellf.com.au to discuss options.
⏰ ACCESS THE COURSE FOR $67
(inc GST)⏰
This course is a legal education resource produced by the Legal Literacy Foundation (thellf.com.au). It does not constitute legal or financial advice and should not be relied upon as a substitute for advice specific to your business situation. For advice tailored to your circumstances, consult a qualified legal or financial professional.
